Guiding Principles:
Land Tenure in Development Cooperation

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Orientierungsrahmen:
Bodenrecht und Bodenordnung

Deutsche Gesellschaft
für Technische Zusammenarbeit
Abt. 45 / Div. 45

 

Susana Lastarria-Cornhiel, Grenville Barnes (1995):
Assessment of the Praedial Property Registration System in Peru

Table of Contents:

I. Introduction
II. Brief History of ILD’s Formalization Program in Peru
II. A. ILD Philosophy
II. B. PROFORM Solution
III. Fundamental Concepts related to Property Formalization
III. A. Levels of Formalization of Property Rights
III. B. Immovable Property Registration Systems
III. C. Registration Issues
IV. Institutional Framework
IV. A. Titling Agencies
IV. B. Superintendency of Registries
IV. C. Praedial Registry (Registro Predial)
IV. D. Public Property Registry (Registro de Propriedad Inmueble)
IV. E. Community Organizations
IV. F. Non-Governmental Organizations
IV. G. Financial Institutions
V. Legal Framework
V. A. Registro Predial, Urban Poverty, Popular Mortgage and Credit Insurance Law (DL 495)
V. B. Institutional Structure of Registro Predial Law (DL 496)
V. C. Agricultural Investment Promotion Law (DL 653)
V. D. Registro Predial for Rural Parcels Law (DL 667)
V. E. National Superintendency of Registries Laws (No. 26366, No. 26434, and Decreto Supremo 04-95-JUS)
VI. Operational Procedures
VI. A. Urban Titling Process
VI. B. Rural Titling Process
VI. C. Registration Process in the Registro Predial
VII. Credit Accessibility for Registered Properties
VII. A. Formal Credit Accessabilitiy in Pueblo Jóvenes
VII. B. Formal Credit Accessibility in Rural Areas
VIII. Significant Achievements of the Registro Predial System
VIII. A. Simplification of Registration System
VIII. B. Reduction of Registration Costs
VIII. C. Elimination of Link between Property Tax and Registration
VIII. D. Modernization of Information Management
VIII. E. Inclusion of cadastral Information
VIII. F. Proactive Approach to Formalization of Property Rights
VIII. G. Integration of Registration into Titling Process
VIII. H. Linkage between Formal Credit and Registration
IX. Significant Problems
IX. A. Lack of Government
IX. B. Failure to Formalize Possession Rights
IX. C. Failure to secure Credit Based on Possession Rights (Hipoteca Popular)
IX. D. Failure to Link Registration and Cadastral Information
IX. E. Inability to Decentralize Lima Region Office
IX. F. Inability to Expand Beyond Lima Region
IX. G. Failure to establish Credit Insurance (Seguro de Credito)
IX. H. Operational Problems when soliciting credit Based on Title registered in the Registro Predial
X. Conclusions
X. A. Summary Assessment of the Registro Predial
X. B. Replicability in other Countries
References
Annex 1: Forms Utilized by the Registro Predial
Annex 2: Examples of Registration Certificates and Registration Transactions History Issued by the Registro Predial
Annex 3: List of Persons interviewed